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UNDER 11 USC 528 WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE FILE FOR BANKRUPTCY RELIEF UNDER THE BANKRUPTCY CODE.
In our free initial consultation, we will want you to bring information concerning your complete financial situation so we can analyze if a bankruptcy is right for you, and if a Chapter 7 or Chapter 13 is the best option.
Please read the following information as required by 11 USC 527 before continuing.
Click on the Buttons below for printable forms
After printing, fill out all pages and bring the completed forms with you to your appointment.
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It is important that you bring with you the following items
- A budget estimate ( Completed Form 1 )
- A complete list of every creditor, including secured debts such as home and vehicle loans, as well as loans from family and all other unsecured debts such as credit cards, medical bills, utility bills, lawsuits, even list debts that may not be dischargeable such as child support, tax debt, student loans or criminal restitution. ( Completed Form 2)
Please give us the correspondence or billing inquiry address for your creditors, not the payment center address.
- Bring your last two years tax returns, and last six months of pay stubs.
- Be prepared to disclose the value of all assets you own or even have a partial interest in, including real estate, vehicles, pension plans, bank accounts, tools, etc.
- Copies of any lawsuits filed against you
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For general information about Chapter 7, » click here
For general information about Chapter 13, » click here
Currently the filing fees for a Ch 13 are $274.
Currently the filing fees for a Ch 7 are $299.
At the conclusion of your initial consultation, we will give you a contract explaining which Chapter we think you should file, and what our fees will be. In addition to court costs and attorney fees, you will be required to take two classes. We recommend Consumer Credit Counseling Service . Currently they charge $45.00 for a single filer and $65.00 for joint filers for the pre-bankruptcy class. The post-bankruptcy cost $40.00 for single filers and $60.00 for joint filers. We can give you more information about this class at our initial consultation.
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